First Response Public Adjusting – Havertown, PA’s Trusted Public Adjuster

Property damage can interrupt your life, your business, and your peace of mind. The last thing you should have to worry about is whether your insurance company will do the right thing. At First Response Public Adjusting, we take that burden off your shoulders. Serving Haverford, Pennsylvania, we work exclusively for policyholders to ensure you receive the full and fair settlement you deserve.

As a fully licensed and bonded public adjuster, we advocate for homeowners and business owners who are filing insurance claims or struggling with the claims process. Whether your damage was caused by fire, smoke, water, wind, or theft, our team provides complete support—from initial inspection to final settlement. We specialize in new claims, denied claims, pending claims, and previously settled claims that may qualify for additional compensation.

Available 24/7 for emergency services, First Response Public Adjusting is the trusted choice for Haverford property owners seeking honest guidance, expert representation, and strong results.

Haverford is a historic township known for its charming neighborhoods, beautiful homes, and vibrant commercial corridors. From classic stone colonials to modern condominiums and retail properties, the area features a wide variety of structures that require careful evaluation when damage occurs.

Insurance companies use their own adjusters to manage claims—but those adjusters work for the insurance company, not for you. Their goal is to limit the insurer’s payout. As your public adjuster, we represent your interests alone. We make sure your damage is thoroughly documented, your policy is interpreted correctly, and your claim is handled efficiently and fairly.

Whether you live near Haverford College, along Lancaster Avenue, or in one of the township’s residential neighborhoods, our experience with local property types and insurance carriers gives you a major advantage during the claims process.

New Claims

Filing a new claim without expert help can lead to mistakes that cost you time and money. We take control of the process from the beginning—conducting inspections, gathering evidence, reviewing your policy, and submitting your claim with detailed documentation. This proactive approach helps prevent disputes, delays, and low settlement offers.

Denied Claims

A claim denial can be discouraging, but it is not always the final decision. Many claims are denied due to misunderstandings, missing information, or incorrect interpretations of policy language. We analyze why your claim was denied, conduct a fresh inspection, and gather the necessary documentation to challenge the insurer’s decision. In many cases, denied claims can be overturned with proper representation.

Pending Claims

If your claim seems to be stalled, we step in to get things moving. A pending claim can leave you without the funds needed to repair or restore your property. We handle communication with the insurance company, address any unresolved issues, and expedite your claim’s progress to ensure you receive a prompt resolution.

Settled Claims

If your insurance company has already issued a settlement but the amount is not enough to cover your losses, we may be able to help. Many property owners don't realize that supplemental claims are common and valid. We reassess the damage, compare it to your settlement, and determine whether you are owed more.

Fire Damage

Fire damage is often complex and destructive. Beyond the visible burn areas, fires frequently cause widespread structural damage, smoke contamination, and water damage from extinguishing efforts. We assess your entire property to identify both immediate and hidden fire-related losses. Our comprehensive documentation ensures your insurance claim reflects everything required to restore your home or business.

Smoke Damage

Smoke can travel far beyond the source of the fire, infiltrating walls, insulation, carpets, ventilation systems, and personal belongings. Smoke residue can be toxic and difficult to remove. Insurance adjusters often underestimate smoke remediation needs. We ensure your claim includes deep cleaning, deodorization, and replacement costs when appropriate.

Water Damage

Water damage can occur suddenly due to burst pipes, roof leaks, appliance malfunctions, or flooding. If not properly addressed, water damage can lead to mold growth, structural deterioration, and electrical issues. We identify both visible and hidden damage using advanced inspection techniques. We include all necessary drying, cleaning, remediation, and structural repairs in your claim.

Wind Damage

Strong winds can cause significant damage in Haverford, from compromised roofs and loose shingles to broken windows and damaged siding. Many insurance adjusters categorize wind damage as cosmetic or minimal, but untreated wind damage can lead to leaks and further deterioration. Our evaluation ensures that all impacts of wind are accurately documented and included in your claim.

Theft and Vandalism

Theft and vandalism can result in significant financial loss and emotional distress. We assist in creating a detailed inventory of damaged or stolen property, obtain proper valuations, and ensure your claim reflects the full cost of repair and replacement. We also document structural damage resulting from forced entry or vandalism.

Step 1: Free Consultation

We begin with a complimentary consultation where we review your insurance policy, discuss the damage, and outline how we can help. Whether your claim is new or ongoing, we provide clarity and direction.

Step 2: Comprehensive Damage Inspection

We perform a thorough inspection of your property using industry-standard tools and techniques. Our adjusters document everything with photos, videos, and written reports to support your claim.

Step 3: Claim Preparation and Submission

We compile a detailed claim package that includes all required documentation, repair estimates, policy references, and damage evidence. We then file your claim—or take over communication if your claim is already in progress.

Step 4: Negotiation with the Insurance Company

Insurance carriers often undervalue claims or attempt to minimize their responsibility. We negotiate directly with them to ensure your settlement is fair and comprehensive. We push back against low offers and provide the evidence necessary to justify the full extent of your claim.

Step 5: Settlement and Follow-Up

Once your settlement is reached, we help you understand the payment, coordinate next steps, and remain available for supplemental claims if additional damage is discovered. Our support doesn’t end when the claim does.

We proudly serve property owners throughout Haverford Township and its neighboring areas. This includes:

• Haverford

• Havertown

• Bryn Mawr

• Ardmore

• Wayne

• Upper Darby

• Villanova

• Wynnewood

• Narberth

• And all of Delaware County and Montgomery County

Whether you own a historic home, rental property, condominium, or commercial building, we provide tailored guidance and expert claim management based on the unique needs of your property.

Fully licensed and bonded in Pennsylvania
Extensive experience with local property types and insurance carriers
Available 24 hours a day, 7 days a week
No upfront cost—you only pay if we increase your settlement
Transparent communication from start to finish
Strong track record of maximizing claim payouts
Focused solely on policyholders, never insurers

Property damage is stressful enough. You shouldn’t have to fight with an insurance company on top of everything else. We’re here to protect you, guide you, and fight for every dollar you’re owed.

“After a pipe burst in our Haverford home, we had no idea the extent of the damage. First Response Public Adjusting found issues we didn’t even know existed and handled our entire claim. We are so grateful.”
— Jenna R., Haverford, PA

“Our fire claim was underpaid at first, and repairs were going to cost much more. FRPA stepped in, reopened the claim, and got us the additional funds we needed. Truly outstanding service.”
— Michael S., Havertown, PA

“When storm winds tore shingles off our roof, the insurance company said the damage was minor. First Response proved otherwise and secured a fair payout.”
— Bethany L., Ardmore, PA

If your home or business in Haverford has experienced property damage, don’t face the insurance company alone. Let First Response Public Adjusting help you get the settlement you deserve.

First Response Public Adjusting – Advocating for Haverford Property Owners with Integrity and Expertise