First Response Public Adjusting – Public Adjuster Services in Delaware County, PA
When disaster strikes your home or business, navigating the insurance claims process can feel like an overwhelming battle. Property owners in Delaware County, PA, deserve an advocate who will stand up to insurance companies and fight for a fair, full settlement. At First Response Public Adjusting, that’s exactly what we do.
As a fully licensed and bonded public adjuster, we represent you—the policyholder—throughout every stage of the insurance claims process. Whether you’ve just experienced damage and are filing a new claim, dealing with a denied or delayed claim, or looking to reopen a previously settled one, our team is here to help. We specialize in property damage claims caused by fire, smoke, theft, wind, and water, and we are available 24/7 for emergency services across Delaware County and beyond.
Serving Delaware County with Integrity and Experience
Delaware County is home to a wide range of property types, from historic homes in Media to rowhomes in Upper Darby, commercial buildings in Chester, and residential developments in Springfield. With decades of combined experience in the public adjusting field, we understand how to assess the unique needs of properties across Delco.
We’ve helped homeowners, landlords, and business owners throughout the county recover fair and complete compensation after a loss. Our local knowledge, industry experience, and personalized service make us a trusted choice for insurance claim support in the region.
Comprehensive Claim Assistance
At First Response Public Adjusting, we provide full-service support for claims at every stage. Whether you’re dealing with a brand new issue or revisiting an old one, we make sure your voice is heard and your rights are protected.
Filing a new insurance claim can be intimidating, especially if you’ve never had to deal with significant property damage before. Our adjusters guide you through the entire process, starting with a detailed inspection and thorough documentation of the loss. We prepare and file your claim on your behalf, ensuring accuracy and completeness, and then negotiate with the insurance company to get you the best possible outcome. With us handling the details, you can focus on getting your life or business back on track.
If your insurance company has denied your claim, you don’t have to accept their decision. Many claims are denied due to poor documentation, vague policy language, or insurance company tactics designed to minimize payouts. Our team knows how to review the denial, challenge the insurer’s reasoning, and present new evidence or arguments that can lead to your claim being reopened and approved. Denied doesn’t mean done—and we’re here to fight for what you’re owed.
Sometimes, claims get stuck in limbo, leaving property owners frustrated and financially vulnerable. If your claim is pending and you’ve heard little to no communication from your insurer, we step in to move things forward. We contact the insurance company, identify what’s causing the delay, and work to resolve any outstanding issues so your claim doesn’t fall through the cracks.
Not every claim is settled fairly the first time around. If you received a payout that didn’t cover the full extent of your loss, we can help. Our team reviews previously settled claims to determine whether you’re eligible for supplemental payments. We identify damages that may have been overlooked, underreported, or miscalculated, then build a case to pursue additional compensation.
Property Damage Types We Handle
Delaware County property owners face a variety of risks, and we’re equipped to help with them all. Our team has the training and experience to assess, document, and negotiate claims related to every major type of property damage.
Fire Damage
Fire damage can be devastating and often impacts more than just what’s immediately visible. Beyond the destruction caused by flames, fire often leads to smoke contamination, water damage from extinguishing efforts, and structural instability. We conduct a full evaluation of the damage, identify all affected areas, and document losses to ensure nothing is left out of your claim.
Smoke Damage
Even if your property didn’t suffer direct fire damage, smoke can seep into walls, ceilings, carpets, furniture, and ventilation systems. Smoke damage can leave lasting odors, stains, and air quality issues that may not be obvious at first glance. We work to ensure that smoke-related cleanup and restoration costs are properly included in your settlement.
Water Damage
From burst pipes and sewer backups to storm flooding and roof leaks, water can wreak havoc quickly. Moisture left behind can result in mold, rot, and long-term structural issues. We help identify the source and full scope of water damage, even when it’s hidden behind walls or under floors. Our detailed reports ensure your claim reflects the full cost of repairs, remediation, and prevention.
Wind Damage
High winds during storms can damage roofing, siding, windows, fences, and outbuildings. Sometimes these issues aren’t immediately visible, but can worsen over time if not addressed. We inspect your property for all wind-related damage, document it thoroughly, and make sure your claim includes both surface and structural issues.
Theft and Vandalism
The emotional and financial toll of a break-in or act of vandalism is difficult enough. When your insurer underpays or disputes your losses, it makes matters worse. We assist in preparing the inventory of stolen or damaged items, coordinating with law enforcement reports, and valuing the loss to ensure you’re fairly compensated.
How Our Process Works
We make it easy for Delaware County residents and business owners to get the help they need—when they need it most.
Free Consultation
We begin with a no-cost, no-obligation consultation to discuss your situation and review your policy. Whether you're starting a new claim or need help with a denied or settled one, we’ll let you know how we can help.On-Site Inspection and Documentation
One of our experienced adjusters will visit your property to perform a comprehensive inspection. We take detailed photographs, measurements, and notes to create a strong, evidence-based claim file.Claim Submission and Communication
We prepare and file all paperwork with the insurance company, using policy-specific language and accurate damage estimates to support your claim. We also handle all communication with the insurer on your behalf, saving you time and avoiding stress.Negotiation and Advocacy
Our job is to make sure you get paid what you deserve. We negotiate with the insurance company to secure a full and fair settlement. If the insurer pushes back, we push harder.Settlement and Follow-Up
Once your claim is resolved, we stay available for any questions or follow-up concerns. If new damages are discovered or the repair costs increase, we’re here to help file supplemental claims as needed.
Why Delaware County Residents Trust Us
We’re not just another adjusting firm. We’re advocates, negotiators, and problem-solvers who are fully committed to serving our clients with professionalism and transparency. Here’s why property owners across Delaware County choose First Response Public Adjusting:
We only represent policyholders—not insurance companies.
Our adjusters are fully licensed, bonded, and experienced in Pennsylvania-specific policies.
We are available 24/7 for emergency services and same-day inspections.
We work on a contingency fee basis—if we don’t recover more money for you, you owe us nothing.
We understand the unique challenges and risks facing homes and businesses in Delaware County.
Areas We Serve in Delaware County
Our services are available to all communities within Delaware County, including:
Upper Darby
Media
Ridley
Drexel Hill
Chester
Haverford
Lansdowne
Yeadon
Glenolden
Folcroft
And surrounding towns and neighborhoods
Whether you live in a century-old home, a new subdivision, or manage a commercial property, we’re prepared to help you through any property damage claim.
Client Testimonials
“When our kitchen caught fire, we were devastated and unsure where to start. First Response Public Adjusting took care of everything, and the settlement we received covered all the repairs. Their knowledge and professionalism made all the difference.”
– Angela R., Media, PA
“After our storm damage claim was denied, we called FRPA. They got it reopened, negotiated with the insurance company, and got us the funds we needed. We are beyond grateful.”
– Jason T., Drexel Hill, PA
“Our business suffered major water damage due to a pipe burst. FRPA handled everything quickly and made sure we were treated fairly. Highly recommend them for any property claim.”
– Stephanie M., Chester, PA
Contact First Response Public Adjusting Today
If your home or business has been damaged and you need help with an insurance claim, don’t go it alone. Let First Response Public Adjusting step in and take control of the process for you. Serving all of Delaware County, we’re here to make sure your claim is handled with the care, urgency, and expertise it deserves.
First Response Public Adjusting – Your Local Public Adjuster in Delaware County, PA. Helping You Recover More, Faster, and with Less Stress.