Pending Insurance Claims

First Response Public Adjusting are professional public adjusters that work on behalf of homeowners with insurance claims in Pennsylvania, New Jersey, and Delaware.

A pending insurance claim is a request made to an insurance company for reimbursement of covered expenses related to property damage. This may include damages caused by weather events, fire, theft, or other disasters.

Once you file a claim, the insurance company will investigate the extent of the damage and determine if the policyholder is eligible for compensation. If the claim is approved, the insurance company will issue an offer of payment to cover the cost of repairs or replacement.

Keep in mind that your insurance company is a business like any other, and its goal is to pay out as little as possible for a claim. Insurance adjusters go through a lot of training to learn how to negotiate. They learn about the details of negotiating, and often they learn about the psychological aspects of it.

Most insurance companies audit their adjusters to see how much they pay out to claimants. In some cases, the adjuster's pay is directly linked to whether or not they follow the company's designated "best practices" for payouts.

To maximize your pending claim, hire a public adjuster. A public adjuster is a licensed professional representing policyholders and negotiating claims with insurance companies. When your property is damaged, a public adjuster can help to ensure that the insurance claim is properly filed and that all eligible damages are covered. 

They can also help to negotiate a fair settlement with the insurance company. Most public adjusters work on a contingency basis. This means they only receive payment if they are successful in securing a settlement for the policyholder.

 Hiring a public adjuster can be a low-risk way to get expert help with an insurance claim.

 What to do when you receive an offer 

If you've been extended an offer from your insurance company but aren't sure whether or not to accept it, it's time to get a public adjuster like First Response.

 We can look at what was provided by the adjuster from the insurance company and handle any unanswered questions, as well as provide key information that your insurance company doesn't want you to know. Such as: 

• Only one coat of paint and no primer is included in most estimates.

• Your policy will allow for an extra 20% if a Licensed General Contractor is reasonably required to be involved in the repair process.

• According to your policy, furniture and other items can be removed from a room before work is performed.

• Your policy provides for cleanup at the conclusion of a repair, as well as the use of tarps and other emergency protective measures.

  Why choose First Response for pending claims?

 First Response Public Adjusting is here to put your interests first. As soon as you contact us about your claim, we send our professional claims representative to assess the damages, and our insurance experts carry out a thorough review and analysis of your insurance policy.

Too often, clients settle for less because they don't understand the hidden details in the small print of their policy, and that's what insurance companies rely on.

 Your best interests are our top priority at First Response. Why shouldn't you have a public adjuster working hard for you and just you? Your insurance company has an adjuster on staff who is solely devoted to them and no one else. Why not hire someone dedicated to your best interests?

 Contact us today to discuss your pending claim.