Settled Insurance Claims

When an insurance claim is settled, the policyholder is entitled to receive fair compensation for all losses covered by that policy. Unfortunately, this doesn't always happen. In these cases, most state laws allow you to re-open a claim for up to one year.

What is a Settled Claim?

A home insurance settlement occurs when an insurance company agrees to pay a certain amount based on its assessment of the damage sustained by a property. The total settlement usually covers all repairs, replacements and associated costs, such as living expenses during the time needed for repairs or replacement.

If you do not agree with the settlement amount offered by an insurance company, you can enlist the help of a public adjuster like First Response Public Adjusting, who specialize in negotiating better settlements on behalf of their clients. We have extensive knowledge regarding home insurance policies and understand how to get at least the fair market value of covered items replaced or repaired due to damage or destruction. They work on behalf of the policyholder to make sure they receive reimbursement for any actual expenses or losses they incurred.

How to Challenge a Settled Claim

The first step in challenging a settled claim is contacting a Public Adjuster, like First Response Public Adjusting. A Public Adjuster is a licensed professional who specializes in assessing insurance claims. They can review your claim and the insurance company's scope of repairs, and provide you with an unbiased opinion on whether or not you were properly compensated.

If it is determined that items were omitted from your original settlement, the Public Adjuster will contact the insurance company and provide them with the documentation they need to make a complete payment.

While there are no guarantees when it comes to obtaining fair compensation for your insurance claim, having an experienced public adjuster on your side can make a world of difference when challenging your settlement.

When it comes to settled claims, we understand how difficult it can be for people to challenge the settlement decision of an insurance company. That's why we provide our expertise and resources to help people get a fair settlement from their insurer, and review your claim with you at no cost.

We will take a look at your original claim as well as any changes made by the insurer during negotiations and assess whether or not they are valid. We will also make sure that all relevant documents are filed in order for maximum coverage under your policy. If you decide to go ahead with your claim, our fees will only reflect the portion of the settlement that we worked on, and we won't collect a fee from your original settlement.

Challenging a settled claim can be straightforward with the help of First Response Public Adjusting. If you have received a settlement but don’t feel that you were properly compensated by your insurance company, give us a call today.

With our help, you can ensure that you receive fair compensation for all losses covered under your policy!