First Response Public Adjusting – Collingdale, PA’s Trusted Public Adjuster

When property damage disrupts your home or business, dealing with an insurance company can feel overwhelming. At First Response Public Adjusting, we help property owners in Collingdale, Pennsylvania navigate the insurance claims process with confidence. As a fully licensed and bonded public adjusting firm, we work exclusively for policyholders, not insurance companies, to ensure you receive the full compensation you’re entitled to.

We specialize in assisting with new claims, denied claims, pending claims, and settled claims that may qualify for additional compensation. Whether your property has suffered damage due to fire, smoke, water, wind, or theft, our experienced team is available 24/7 to provide emergency response and expert guidance.

Collingdale is a close-knit borough in Delaware County with a mix of residential homes, small businesses, and multi-family properties. Each type of property presents unique challenges when filing an insurance claim, and our local experience allows us to address those challenges efficiently and thoroughly.

When you file an insurance claim, the insurance company assigns its own adjuster to assess the damage. While that adjuster may appear helpful, their responsibility is to protect the insurer’s financial interests. That often means minimizing payouts or overlooking certain damages.

A public adjuster represents you. Our role is to inspect your property independently, document all losses, interpret your policy correctly, and negotiate directly with the insurance company on your behalf. Most policyholders are unfamiliar with the technical language and procedures involved in insurance claims. Without professional support, it’s easy to miss critical details that can significantly impact your settlement.

First Response Public Adjusting levels the playing field for Collingdale homeowners and business owners by ensuring your claim is accurate, complete, and aggressively negotiated.

We provide full-service claim management at every stage of the process. No matter where you are with your claim, our team is ready to step in and help.

New Claims

If your property was recently damaged, involving a public adjuster early can make a major difference. We begin with a thorough inspection, carefully documenting all visible and hidden damage. We then review your insurance policy, prepare the claim, and submit it with detailed supporting documentation. This approach helps prevent delays, disputes, and underpaid settlements.

Denied Claims

A denied claim does not always mean the end of the road. Many claims are denied due to incomplete documentation, misunderstandings, or incorrect policy interpretations. We review the denial, reassess the damage, and gather additional evidence to challenge the insurer’s decision. In many cases, denied claims can be reopened and approved when handled properly.

Pending Claims

If your claim has been sitting unresolved for weeks or months, we can help move it forward. Delays can leave you without the funds needed to repair your property. We take over communication with the insurance company, identify what’s causing the delay, and work to bring the claim to a timely resolution.

Settled Claims

Even if your claim has already been settled, you may still be entitled to additional compensation. Insurance companies often undervalue damage or overlook certain areas of loss. We review prior settlements to determine if supplemental claims are justified and pursue additional funds when appropriate.

Fire Damage

Fire damage is often extensive and complex. In addition to burned materials, fires frequently cause smoke contamination, water damage from firefighting efforts, and structural issues. We perform a complete evaluation of your property to identify all fire-related damage, ensuring your claim reflects the full scope of restoration required.

Smoke Damage

Smoke can spread far beyond the source of a fire, infiltrating walls, ceilings, furniture, and HVAC systems. Smoke residue can create health concerns and persistent odors if not properly remediated. Insurance companies often underestimate smoke damage, but we ensure these costs are included in your claim.

Water Damage

Water damage can result from burst pipes, roof leaks, sewer backups, or storms. If not addressed quickly, it can lead to mold growth, structural deterioration, and electrical issues. We inspect for both visible and hidden water damage and include drying, remediation, and repair costs in your claim.

Wind Damage

Strong winds can damage roofs, siding, windows, and exterior structures. In many cases, wind damage may not be immediately obvious but can worsen over time. Our detailed inspections identify both surface-level and structural damage so your claim fully reflects the impact of the storm.

Theft and Vandalism

Theft and vandalism can cause significant financial loss and emotional stress. We help document stolen or damaged items, determine accurate values, and ensure your insurance claim covers repair, replacement, and cleanup costs.

We follow a proven process designed to reduce stress and maximize results for Collingdale property owners.

Step 1: Free Consultation

We begin with a no-obligation consultation to discuss your situation and review your insurance policy. This allows us to provide clear guidance and explain how we can help.

Step 2: Detailed Property Inspection

Our adjusters conduct a thorough inspection of your property, documenting damage with photographs, measurements, and written reports. We identify both obvious and hidden issues to support your claim.

Step 3: Claim Preparation and Submission

We prepare a comprehensive claim package that includes all necessary documentation and policy references. We then submit the claim or take over management of an existing one.

Step 4: Negotiation with the Insurance Company

Insurance companies often attempt to minimize payouts. We negotiate directly with the insurer, using detailed documentation and policy knowledge to secure a fair settlement.

Step 5: Settlement and Ongoing Support

Once a settlement is reached, we review the outcome with you and remain available to assist with supplemental claims if additional damage is discovered later.

Collingdale’s housing stock includes single-family homes, duplexes, and multi-unit buildings, many of which require careful evaluation after damage occurs. Our familiarity with local construction styles and insurance carriers allows us to handle claims efficiently and accurately.

We serve Collingdale and surrounding Delaware County communities, including:

• Aston

• Chester

• Folcroft

• Glenolden

• Lansdowne

• Upper Darby

• Clifton Heights

• And nearby areas throughout the county

No matter the size or type of property, we bring the same attention to detail and commitment to every claim.

• Fully licensed and bonded in Pennsylvania

• Extensive experience handling residential and commercial claims

• 24/7 emergency availability

• No upfront fees—you only pay if we increase your settlement

• Transparent communication throughout the process

• Proven track record of maximizing claim payouts

• Dedicated advocacy for policyholders only

We understand how disruptive property damage can be. Our goal is to make the claims process as smooth and successful as possible for you.

What Our Clients Say

“After a small fire in our home, the insurance company offered far less than what repairs would cost. First Response Public Adjusting stepped in and got us the funds we needed to fully restore our house.”
— Maria L., Collingdale, PA

“Our water damage claim was delayed for months. Once FRPA took over, everything moved quickly and we received a fair settlement.”
— Anthony R., Radnor, PA

“We had vandalism damage at our rental property. First Response handled the claim professionally and made sure all repairs were covered.”
— Steven P., Folcroft, PA

If your property in Collingdale has been damaged or you’re struggling with an insurance claim, don’t face the process alone. First Response Public Adjusting is here to help you recover quickly and fairly. Reach out below or call us today.

First Response Public Adjusting – Advocating for Collingdale Property Owners with Experience and Integrity