First Response Public Adjusting: Public Adjusters Serving Bucks County, PA
When your home or business experiences property damage, the last thing you want to deal with is an insurance company giving you the runaround. At First Response Public Adjusting, we represent you, the policyholder, ensuring you receive the full compensation you’re entitled to under your insurance policy. As a fully licensed and bonded public adjuster serving Bucks County, PA, our goal is simple—take the stress off your shoulders and fight for the settlement you deserve.
We specialize in managing new claims, denied claims, pending claims, and even previously settled claims. No matter where you are in the claims process, we step in with experience, urgency, and a thorough understanding of how insurance companies operate. Our team is also available 24/7 for emergency services, giving Bucks County residents and business owners the confidence that support is only a phone call away.
Whether your damage is the result of fire, smoke, theft, wind, or water, First Response Public Adjusting is here to help. We protect your rights, hold your insurer accountable, and make sure no detail is overlooked.
Services We Provide
Filing a claim immediately after damage occurs can be overwhelming. You’re dealing with the emotional toll, possible displacement, and the challenge of documenting everything correctly. We take that pressure off your plate. From the first inspection to final settlement, we manage every aspect of the claim process. Our team works quickly to ensure all damage is thoroughly documented and submitted properly, reducing delays and avoiding the mistakes that often lead to underpaid claims.
If your insurance company has denied your claim, it doesn’t mean the story ends there. In fact, denials are often based on technicalities or insufficient documentation—not because the claim is invalid. We’ve helped countless clients in Bucks County overturn denied claims by conducting our own inspections, gathering the necessary evidence, and pushing back on the insurer’s reasoning. We know how to challenge insurance decisions the right way—and we don’t give up easily.
Some insurance claims linger for weeks or even months without resolution. If your claim seems stalled, our team will step in to expedite the process. We take over communication with your insurer, resolve issues causing the delay, and push the claim forward. Time is money, especially when you’re trying to repair or rebuild. We make sure your case gets the attention it deserves.
Many property owners don’t realize they can revisit a settled claim if new information comes to light or if the original settlement was unfair. If your payout didn’t fully cover your repair costs or overlooked hidden damage, we can reopen your claim and fight for additional compensation. We review your policy, analyze your initial settlement, and determine whether there’s an opportunity for a supplemental claim.
Property Damage We Handle
Fire Damage
Fire damage can be devastating, affecting everything from your home’s structure to the contents inside. Even after the fire is extinguished, the problems don’t stop. Smoke, soot, and water used to douse the flames can cause ongoing issues that insurance companies often undervalue or miss entirely. We provide a comprehensive evaluation that captures the full scope of your fire damage and ensures your claim reflects all losses—immediate and long-term.
Smoke Damage
Smoke damage can infiltrate walls, HVAC systems, flooring, and personal belongings. It leaves odors, discoloration, and health hazards that may not be visible right away. Unfortunately, many adjusters don’t include smoke remediation in their initial reports. Our team knows how to document even subtle forms of smoke damage to make sure you're fully covered.
Water Damage
Whether it’s a broken pipe, roof leak, storm flooding, or sewage backup, water damage spreads quickly and can cause severe structural problems if not addressed properly. We know how to spot hidden damage, including mold, warped flooring, and insulation issues. With our detailed assessments and reports, we ensure your water damage claim is backed by solid documentation that reflects the true cost of repair.
Wind Damage
Strong winds can damage roofs, siding, windows, fencing, and more. Many insurance companies only cover visible, surface-level damage, leaving property owners to deal with more costly problems down the road. We look beneath the surface, inspecting for structural compromises that insurers may overlook. Our goal is to ensure your wind damage claim addresses both immediate and potential future issues.
Theft and Vandalism
When theft or vandalism occurs, it’s not just about lost or damaged property—it’s about restoring your sense of security. These types of claims require careful inventory documentation, repair estimates, and policy interpretation. We guide you through the process and ensure your claim is submitted with the proper valuation, helping you recover everything you’re owed.
What Makes Us Different?
We Work for You, Not the Insurance Company
Our only goal is to represent your best interests. Insurance companies have their own adjusters looking out for them—we make sure you have the same level of professional support.
Licensed, Bonded, and Experienced
We’re a fully licensed and bonded public adjusting firm with extensive experience handling complex residential and commercial claims across Bucks County and the surrounding areas. Our team understands local building codes, policy language, and how insurers operate.
No Recovery, No Fee
You don’t pay us unless we recover additional compensation for you. This means you have nothing to lose and everything to gain by working with our team.
Storm in the middle of the night? Burst pipe during a holiday? We’re available around the clock to respond to emergencies, conduct rapid assessments, and begin the claim process immediately.
Serving All of Bucks County
We proudly assist homeowners and business owners throughout Bucks County, including:
Yardley
Quakertown
Perkasie
Morrisville
And all surrounding communities
Whether you're dealing with a major disaster or smaller-scale property damage, we provide the same high level of service and advocacy to every client, no matter the size of the claim.
Our Claim Process
Initial Consultation
We begin with a free consultation to review your situation, examine your policy, and determine the best course of action.On-Site Damage Assessment
Our team visits your property to conduct a detailed inspection and collect evidence of all visible and hidden damage.Documentation and Reporting
We prepare a comprehensive report including photographs, measurements, cost estimates, and supporting documentation for your claim.Claim Submission and Negotiation
We submit your claim directly to the insurance company and handle all communication, negotiations, and follow-up.Final Settlement and Support
Once your claim is settled, we make sure you’re satisfied with the results. If additional issues arise, we’re here to help you every step of the way.
Testimonials from Bucks County Clients
"When a fire damaged our kitchen, we were overwhelmed. First Response Public Adjusting handled everything and got us more than double what the insurance company originally offered. They truly went above and beyond."
– Megan T., Doylestown, PA
"Our roof sustained wind damage during a storm and the insurance company initially denied the claim. FRPA came in, documented everything, and got the decision reversed. Their professionalism was outstanding."
– Brian C., Newtown, PA
"We had a water leak that led to hidden mold damage. First Response was able to prove the full extent of the issue and secure a much larger settlement than we expected. Highly recommended!"
– Lisa H., Bensalem, PA
Contact First Response Public Adjusting Today
Don’t face the insurance company alone. If you’re in Bucks County and need help with a property damage claim, contact First Response Public Adjusting today. We provide the knowledge, resources, and dedication needed to ensure your claim is handled quickly, fairly, and to your full advantage.